The Total Money Makeover: A Proven Plan for Financial Fitness pdf

Dave Ramsey is a personal finance guru and media personality. At the age of 26, Dave Ramsey was bringing home a quarter of a million dollars a year and had a $4 million real estate portfolio. Two years later he lost everything. Today Ramsey, 60, is one of America’s most trusted sources for financial advice. His syndicated radio program, The Dave Ramsey Show, is among the top five talk radio shows in the United States and is heard by 13 million listeners each week on more than 600 radio stations, according to Ramsey's website.
Ramsey is transparent about his investment style. He encourages his followers to avoid investing in individual stocks and purchase mutual funds that have a long track record of good performance. Personally, his equity investments are allocated into four types of mutual funds: growth, growth and income, aggressive growth, and international.
Besides mutual funds, Ramsey owns a portfolio of rental properties. His real estate investment philosophy is based on acquiring properties without the use of debt financing.
Dave Ramsey has come a long way since filing for personal bankruptcy in his early years. With his estimated net worth of $200 million, he's living proof that anyone can turn a bad financial situation around.3 Ramsey made his first million, lost it, and then rebuilt an even larger fortune in a relatively short period.

The Total Money Makeover: A Proven Plan for Financial Fitness pdf by Dave Ramsey

The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.